Your New Roof.
$0 Down.
Flexible financing options, California incentives, and Federal Tax Credits — Trio Roofers helps Bay Area homeowners get the roof they need without the financial stress.
What You Actually Save
A new roof is one of the highest-ROI home improvements in California. Stack financing programs, rebates, and energy savings and the cost is often far lower than homeowners expect.
Financing Programs We Work With
We've partnered with California's leading roofing finance programs so you can choose the option that best fits your situation — no pushy upsells, just honest guidance.
PACE Financing
Property Assessed Clean Energy — a California state-backed program that lets you finance your roof upgrade through your property tax bill. No credit score required.
- $0 down, 100% project coverage
- Repay over 5–25 years via property taxes
- Eligibility based on home equity, not credit
- Covers cool roofs, solar-ready systems, Title 24 upgrades
- Transferable upon home sale (terms apply)
Monthly Payment Plans
Traditional installment financing through our lending partners. Fixed monthly payments, competitive rates, and fast approval — often same day.
- Low monthly payments
- 12–84 month terms available
- Fast approval, often same day
- Fixed interest rates
- Available for all roofing project types
Insurance Claim Assistance
Storm damage, wind, hail — your homeowner's insurance may cover all or most of your new roof. Trio Roofers works directly with adjusters.
- We document and photograph all damage
- Work directly with your insurance adjuster
- Maximize your claim payout
- Experience with all major carriers
- No out-of-pocket beyond your deductible
PACE Financing — Step by Step
PACE is the easiest path to a $0 down roof upgrade for most Bay Area homeowners. Here's exactly how it works.
Check Eligibility
Based on your home equity — not your credit score. Most Bay Area homeowners with equity qualify.
Choose Your Roofing Upgrade
We walk you through your options during a free in-home assessment — cool roof, solar-ready, replacement, or repair.
We Complete the Work
Trio Roofers handles permits, installation, and final inspection. Most projects complete in 1–3 days.
Repay Through Property Taxes
Your repayment is added to your annual property tax bill. Spread over years — manageable, predictable, no surprises.
PACE at a Glance
30% Federal Investment Tax Credit
The Inflation Reduction Act extended the Federal ITC through 2032. If you're installing a solar-integrated or solar-ready roofing system, you may claim 30% of the total project cost as a federal tax credit.
Claim 30% of Your Project Cost
Qualifying solar-integrated roofing installations are eligible for a 30% Investment Tax Credit under the Inflation Reduction Act — available through 2032. Combine this with $0 down PACE financing and PG&E rebates, and your real out-of-pocket cost can be significantly lower than the sticker price. Trio Roofers will calculate your exact projected savings during your free assessment.
Every Incentive Available to You
Bay Area homeowners have access to multiple stacking incentive programs. Trio Roofers identifies every one you qualify for — no money left on the table.
| Program | Type | Amount | Applies To |
|---|---|---|---|
| Federal ITC (Inflation Reduction Act) | Tax Credit | 30% of project cost | Solar-integrated & solar-ready roofing |
| PG&E Energy Upgrade California | Rebate | Varies by project | Qualifying cool roof installations |
| PACE Financing (CaliforniaFIRST / Ygrene) | Financing | $0 down, 100% coverage | Cool roofs, solar-ready, Title 24 upgrades |
| California Title 24 Compliance | Code Requirement | Mandatory for most re-roofs | All residential re-roofing in Bay Area |
| Trio Roofers Price Match | Guarantee | We beat any written estimate | All roofing services |
* Rebate availability and amounts subject to change. Trio Roofers will verify all current programs during your free in-home assessment. Tax credits should be confirmed with a qualified tax professional.
Financing Questions, Answered
The most common questions Bay Area homeowners ask about roofing financing.
Find Out Exactly What You'll Save
Our specialists come to you — free, no-obligation, no pressure. We'll review your roof, identify every incentive you qualify for, and show you your financing options before you commit to anything.
🔒 No obligation. No hidden fees. We come to you — available every day, rain, shine, or storm.
